Since this site has a North American perspective, the answer is complex. In this country there is a system of health as such, therefore this will depend on who is the patient, in what works and where she lives. Having clarified this, the majority of people in the United States who need medical care for HIV can have it. Having HIV gives right to some benefits that are not available for other diseases, although it is far removed from the universal health service, take advantage of what we have available. HIV treatment is expensive. James A. Levine, M.D. has much experience in this field. A TAR treatment costs between 17,000 to 22,000 dollars per year, not including doctor visits and laboratory tests. Very few people can afford it from his own pocket. Those who have private insurance, are generally covered, but some companies have plans that limit the budget for drugs, which can finish much before the end of the year.
If there is a health plan or if the insurer does not cover the medications, you can apply for medication assistance program for AIDS, which is a program that provides medicines to HIV for low-income people. This program varies from State to State in North America. Some are very generous, while others skimp on the budget, have waiting lists or have a low supply of medicines. Medical consultations and laboratory tests are often covered by federal funds, such as the Ryan White program which are received by some providers or HIV treatment centres. Finally, people with HIV can apply for Medicare or Medicaid, depending on income, properties and the degree of disability. The complexity of the insurance companies, the benefits and rights vary greatly and are frequently modified to be described fully in this book. It is advisable consult with a case manager and know that position is. You can contact administrators or social workers in cases in HIV clinics and organizations specializing in AIDS patients.