Replenish the small pension patchwork and teachers are increasingly unfit for service. Scientists are convinced that this is due to the increasing strength of the class and the growing share of fuhrte children and young people. Only teachers lifetime receive a pension. This fails but also increasingly less through changes in the law in 2011. A private pension provision by means of an invalidity insurance is strongly advised by experts.
Who needs a private service disability insurance? The invalidity insurance for teachers is a special variant of the well-known disability insurance. Just teachers on trial and withdrawal, but also teachers for life should be not ausser eight this private insurance. Teachers lifetime receive the full officers care for invalidity. Through changes in the law in the past few years the tees were however always further increased. Officials on trial and withdrawal, however, will be in the statutory pension insurance insured post. Here too, a private service disability insurance for teachers is essential if you want to not get into financial difficulties. Invalidity insurance teachers need to consider a lot for an invalidity insurance must be respected on the same clauses, such as for disability insurance. However, there is a difference: the invalidity clause.
In this clause, a professional with a service disability is equated in the best case. In addition, there is still the fake invalidity clause. This is with caution, because then the invalidity is only accepted if she equate with a disability. In addition, there are still clauses to note such as the abandonment of the abstract reference to the insurance guarantee. Does not waive the insurer on the abstract reference is the insured person paid alternative work referenced, but receives benefits from its invalidity insurance. When the insurance guarantee, the amount of pension without re-examination of health can be increased under certain circumstances. So teachers that were previously available matching service disability insurance find it not many providers of invalidity insurance. Today’s market is broad and transparent. Therefore, a comparison of products worth even with the invalidity insurance for teachers. Unfortunately, there is no meaningful test for you insurance. Here consumers can however refer to the test winners of disability insurance. Otherwise teachers did consult also the possibility to have here is an independent insurance expert.